Home Financing made EZ!!

Our LENDING PARTNERS are here to help you and will stay Hands-on with you throughout the transaction even beyond closing if needed.

By using one of our Lending Partners it ensures you will receive the help you need to buy the home of your dreams without the use of an Agent.

This means our LENDING PARTNERS will help you handle every aspect of paperwork from purchase to closing - including help with the contract, title companies, attorneys, surveyors, etc. and getting you the loan that is right for your situation.

Besides the obvious fact that they are all members of NAMB - TAMB - and the local AMBs which means they abide by the National, State & Local standards written for honest, fair and legal loan transactions, they are also licensed to do business in Texas (not all TV & Internet lenders are). Additionally the Registry™ requires certain minimum standards of our LENDING PARTNERS that are above any the law provides. Not just anyone can be one of our LENDING PARTNERS!

We first look for an above average reputation of ethics and fairness.
They must also Subscribe to the 10 Best Business Practices and pledge to follow the NAMB Code of Ethics.
We demand they give you an Honest, in-depth EVALUATION of your situation not just a simple PreQualification.
There is never an extra charge for their service!!

Read our Financing section. These are only our minimum standards, there are others.

Let us know if you do not receive the service you expect. We are not responsible for the LENDING PARTNERS, but we try our hardest to ensure you get the worry free service and information you need to make an informed decision.

Moving is stressful enough, we'll try not to add any extra stress to your life.

BUYING A PROPERTY OUGHT TO BE FUN & EXCITING!!

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First Ag Credit, FCS offers a variety of loans to meet the needs of customers, including farm and ranch real estate loans, operating loans and agribusiness loans. We also offer small town and country home loans for those who wish to build or buy a home.

FARM AND RANCH REAL ESTATE LOANS - These long-term loans are used to purchase farm or ranch land.

Terms range from five to 35 years.Variable, Fixed & Adjustable Rate Real Estate Loans

OPERATING AND LIVESTOCK LOANS - These short-term loans are incurred in the normal course of a crop or livestock cycle.

Variable Rate Operating Loans
Youth Club Project Loans

INTERMEDIATE TERM LOANS - This product is designed for intermediate-term needs such as machinery and equipment, vehicles, livestock purchases, facilities and refinancing debt.

Fixed Rate Installment Loans
Variable Rate Installment Loans

AGRIBUSINESS LOANS - We offer diverse loan packages for any size of business.

Variable Rate Agribusiness Loans
Multiple Re-Advance Agribusiness Loans

HOME LOANS - This product offers credit for all types of home financing.

Fixed or Variable Rate Home Loans

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The Heritage Land Bank offers numerous services for farmers, ranchers, rural land buyers/owners and rural home buyers/owners, with options that include:

Fixed, variable and adjustable interest rates.
Long-term financing.
Interim loans for construction.
Monthly, quarterly, semi-annual, or annual payments.
Funds held account .
Future payment account .
Agricultural Loan Purpose.
Purchase or improve timber tracts.
Construct buildings or fencing.
Clear and improve land.
Refinance existing debt.
Improve pasture land.
Land purchases.
Rural Home Financing.
Home improvements.
Homesite purchases.
Home building.
Home buying.
Refinancing.

1-877-944-5500

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Capital Farm Credit is the premier rural lender in Texas

We are a locally owned cooperative bank specializing in loans for country homes, farms, ranches, timber and forestry operations, agribusiness, recreational land and other rural property. We also provide short-term financing for livestock, farm and ranch equipment and crop inputs.

Whether you want to buy a ranch or build a home in the Texas Hill Country, establish a pine plantation in East Texas or buy a farm near the Gulf Coast, visit our experienced loan officers to discuss the products and services to meet your needs.